Bailiffs arrive at mum’s home to collect £4,000 debt that wasn’t even hers
A mum-of-six says bailiffs turned up to her home over an unpaid debt of £4,000 that didn't belong to her.
Heather McKay, 37, from Huyton, was at home with two of her children when a bailiff knocked on her door and eventually called the police.
The Merseyside mum was demanded to show proof that she was not the person addressed on the letter, who had previously lived in the property in 2019.
When she told the bailiff to leave her property, the enforcement officer proceeded to call the police, the Liverpool ECHO reports.
The 37-year-old said: "I’ve been living in the property for two years. Bailiffs came asking for a person which isn’t me.
"I explained that it wasn't me or my name and they told me they had a warrant. The bailiff repeatedly asked and he called the police and police arrived."
Heather said that two police cars and a riot van came "zooming down the road" and "terrified" her two children at home aged 11 and three years old.
She said her son has had nightmares since the experience and she is still stressed dealing with the issue now.
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Merseyside Police confirmed armed police attended the address following reports that a male enforcement officer, who was undertaking a warrant at the property on behalf of Scottish Power, had been verbally abused and threatened with weapons being used by a male who was present at the address.
Heather added: "I'm still stressed, they stayed for over an hour and I had to phone the school and ask them to keep my other kids there so they couldn't witness what was going on.
"It's disgusting, the police came zooming down the road and were all armed, there were about seven officers.
Usually, bailiffs send a letter to the person in debt or their registered residence before visiting a property.
Citizens Advice suggests looking out for a "notice of enforcement" if it arrives and calling the enforcement agency to clarify if it is addressed to the wrong person.
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